Volume 9, Issue 1
南京中医药大学养老服务与管理学院,江苏 南京 210023
Published：30 June 2025
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朱秀媛,倪子菡,梁延润雨等.长期护理保险、隔代照料与代际经济支持[J].社会政策评论,2025,09(01):46-56.
朱秀媛, 倪子菡, 梁延润雨 & 谢士钰. (2025). 长期护理保险、隔代照料与代际经济支持——基于CHARLS面板数据的实证研究. Social Policy Review(Chinese Version), 9(1), 46-56..
朱秀媛,倪子菡,梁延润雨等.长期护理保险、隔代照料与代际经济支持[J].社会政策评论,2025,09(01):46-56. DOI： 10.12184/wspshzcplWSP2515-526105.20250901.
朱秀媛, 倪子菡, 梁延润雨 & 谢士钰. (2025). 长期护理保险、隔代照料与代际经济支持——基于CHARLS面板数据的实证研究. Social Policy Review(Chinese Version), 9(1), 46-56.. DOI： 10.12184/wspshzcplWSP2515-526105.20250901.
长期护理保险制度（LTCI）是我国正在实施的一项重要福利政策，旨在满足失能人群的医疗与照护需求。然而，LTCI的推行不仅限于医疗保障层面，还对家庭内部关系产生了深远影响，尤其体现在经济支持与代际互动方面。本研究旨在探讨LTCI对中老年家庭代际经济支持的影响，并分析隔代照料在其中的中介作用。研究数据来源于2013年和2018年的中国健康与养老追踪调查（CHARLS），采用双重差分法（Difference-in-Differences， DID）与面板数据固定效应模型，系统评估LTCI实施对代际经济支持的影响及其作用机制。同时，通过缩尾处理和安慰剂检验对结果的稳健性进行验证。研究结果表明，LTCI的实施显著增加了子女对中老年人的经济支持，同时减少了中老年人对子女的经济支持，该效应在中年家庭与老年家庭中表现出差异性。此外，LTCI通过提升中老年人对孙辈的照料投入，进一步促进了子女对中老年人的经济支持。综上，LTCI的实施对未来政策制定和家庭资源配置具有重要启示，亟须加强对隔代照料的政策支持，以为提升生育率提供潜在途径，并进一步扩大LTCI的覆盖与参保范围。
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