The Utilization of Artificial Intelligence in Financial Risk Management

Lu Wei

doi:10.47297/wspceWSP2516-251904.20250901

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The Utilization of Artificial Intelligence in Financial Risk Management

Volume 9, Issue 1

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The Utilization of Artificial Intelligence in Financial Risk Management
The Utilization of Artificial Intelligence in Financial Risk Management
Dongguan Donghua Songshanhu Advanced Middle School, China, 523000
Vol. 9, Issue 1, Pages: 18-22(2025)
Published：27 February 2025
DOI：10.47297/wspceWSP2516-251904.20250901
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Lu Wei.The Utilization of Artificial Intelligence in Financial Risk Management[J].Creative Economy,2025,09(01):18-22.
DOI：

Lu Wei.The Utilization of Artificial Intelligence in Financial Risk Management[J].Creative Economy,2025,09(01):18-22. DOI： 10.47297/wspceWSP2516-251904.20250901.

摘要

Abstract

This study investigates the innovative mechanisms and practical pathways through which artificial intelligence technology can facilitate a paradigm shift in financial risk management. Given the limitations of traditional risk management methods

such as inadequate model sensitivity and delayed forward-looking capabilities in nonlinear market environments

this research proposes an intelligent risk control framework that integrates deep learning techniques. Employing a mixed-methods approach

we selected licensed financial institutions across banking

securities

insurance

and other sectors as our research sample. By integrating structured financial data with unstructured public opinion information

we have constructed a multi-dimensional risk feature database.

关键词

Keywords

references

Yu X. , Peng Y . ( 2017 ) The Application and Challenges of Artificial Intelligence in financial risk management . South China Finance , 9 : 5 .

Cheng, D. (2016) Application Status and Security Risk Analysis of Artificial Intelligence in Financial Field . Fintech Times , 24 . 9 : 3 .

Yang, J. (2017) Application Status and Security Risk Analysis of Artificial Intelligence in Financial Field . Financial Economics .

Yang, D. (2020) Financial Technology Law and Regulation . Renmin University of China Press , Beijing .

Sutton R.S. , Barto A . G . ( 2018 ) Reinforcement Learning: An Introduction . MIT Press , Cambridge .

Goodfellow I. , Bengio Y. , Courville A . ( 2016 ) Deep Learning . MIT Press , Cambridge .

Intelligent risk control - fraud " . Cloud studios - China construction bank, yun . ccb.com/product/productfqz "

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