Private Banking Service Model of Wealth Inheritance for High Net Worth Individuals

Danhong Liu

doi:10.47297/wspceWSP2516-251906.20250906

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Private Banking Service Model of Wealth Inheritance for High Net Worth Individuals

Volume 9, Issue 6

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Private Banking Service Model of Wealth Inheritance for High Net Worth Individuals
Private Banking Service Model of Wealth Inheritance for High Net Worth Individuals
China Merchants Yonglong Bank Hong Kong, Hong Kong, 999077, China
Vol. 9, Issue 6, Pages: 33-37(2025)
Published：30 December 2025
DOI：10.47297/wspceWSP2516-251906.20250906
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Liu Danhong.Private Banking Service Model of Wealth Inheritance for High Net Worth Individuals[J].Creative Economy,2025,09(06):33-37.
DOI：

Liu Danhong.Private Banking Service Model of Wealth Inheritance for High Net Worth Individuals[J].Creative Economy,2025,09(06):33-37. DOI： 10.47297/wspceWSP2516-251906.20250906.

摘要

Abstract

As wealth accumulation enters the intergenerational transfer phase

high-net-worth individuals (HNWIs) have expanded their wealth succession needs from asset preservation to diversified objectives including risk isolation

family business synergy

and spiritual legacy. Private banks

as the primary service providers for wealth succession

determine the effectiveness of these objectives through the refinement of their service models. This study systematically analyzes the core elements and existing types of private banking wealth succession services based on HNWIs' core demands

explores operational constraints

and proposes optimization pathways. The findings provide theoretical references for private banks to enhance wealth succession capabilities and support HNWIs in achieving enduring family business success.

关键词

Keywords

references

Chen Yefan , Hang Fangfei , Xu Antong , et al . Dual-path exploration of housing-for-pension and entrepreneur assets: A study on the mechanism of wealth management and inheritance for high-net-worth elderly groups [J ] . Today's Wealth , 2026 , ( 01 ): 1 - 3 .

Zhu Jieshu . Global Wealth Faces Inheritance Wave: How Family Art Collections Can Transform [N ] . First Financial Daily , 2025-11-05 (A 12 ).

Xu Yanhong . How much do you know about trust funds that can safely inherit wealth? [N ] . People's Political Consultative Daily , 2025-08-28 (009).

Chen Junjun . 19 listed banks intensify investment in wealth management sector with accelerated 2026 strategic deployment [N ] . First Financial Daily , 2026-01-06 (A 07 ).

Ci Yupeng . Private Banking Business Advancement: Comprehensive Service Transformation + Technology Empowerment [N ] . China Business News , 2025-11-17 (B 03 ).

Feng Zitong . Private banking gains 150 , 000 high-net-worth clients in half a year, becoming a growth driver for China's middle-income population [N ] . 21st Century Business Herald , 2025-09-04 (008).

Qi Qi . China's mainland high-net-worth individuals top art collection spending with an average of $2.2 million [N ] . First Financial Daily , 2025-11-14 (A 05 ).

Guo Congcong . Why do high-net-worth individuals choose Hong Kong with asset management scale exceeding HK$30 trillion? [N ] . 21st Century Business Herald , 2025-07-17 (008).

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Artwork Finance and Global Wealth Management

Related Author

Yu Li Renmin University of China

Related Institution

Renmin University of China

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