Mobile Payment Ecosystem Analysis

Cheng Sun

doi:10.47297/wspdecWSP2515-797301.20261006

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Volume 10, Issue 6

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Mobile Payment Ecosystem Analysis
Mobile Payment Ecosystem Analysis
University of Illinois at Urbana-Champaign, College of Liberal Arts & Sciences, llinois Urbana- Champaign, 61820, USA
Vol. 10, Issue 6, Pages: 5-8(2026)
Published：30 June 2026
DOI：10.47297/wspdecWSP2515-797301.20261006
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Cheng Sun.Mobile Payment Ecosystem Analysis[J].Development Economics of China,2026,10(06):5-8.
DOI：

Cheng Sun.Mobile Payment Ecosystem Analysis[J].Development Economics of China,2026,10(06):5-8. DOI： 10.47297/wspdecWSP2515-797301.20261006.

摘要

Abstract

This report mainly analyzes the development of the mobile payment ecosystem and its impact on the traditional banking system

monetary policy

and the financial system. With the widespread adoption of smartphones and digital technologies

mobile payment has significantly enhanced transaction efficiency. Moreover

mobile payment not only reduces the reliance on physical banks but also promotes the transformation of bank business models towards digitalization and value-added services. Economically

mobile payments have also accelerated the speed of money. Additionally

the report points out that future cybersecurity risks and regulatory challenges will also increase

and financial institutions and regulatory authorities need to jointly address these issues.

关键词

Keywords

references

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