The Impacts of Internet Finance on the Profitability of Commercial Banks in China

Huanan Li

doi:10.47297/wspdecWSP2515-797308.20220601

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The Impacts of Internet Finance on the Profitability of Commercial Banks in China

Volume 6, Issue 1

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The Impacts of Internet Finance on the Profitability of Commercial Banks in China
The Impacts of Internet Finance on the Profitability of Commercial Banks in China
School of International Business, Jilin International Studies University, Changchun Jilin 130117, P.R.China
Vol. 6, Issue 1, Pages: 101-105(2022)
Published： 30 June 2022 ，
DOI：10.47297/wspdecWSP2515-797308.20220601
Accepted：

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Li Huanan.The Impacts of Internet Finance on the Profitability of Commercial Banks in China[J].Development Economics of China,2022,06(01):101-105.
DOI：

Li Huanan.The Impacts of Internet Finance on the Profitability of Commercial Banks in China[J].Development Economics of China,2022,06(01):101-105. DOI： 10.47297/wspdecWSP2515-797308.20220601.

摘要

Abstract

The growth of internet finance has posed significant problems for the conventional financial sector and has had a significant impact on how conventional Chinese commercial banks are run and managed. As a result

understanding how Internet finance affects commercial banks' profitability is crucial to increasing their profitability

fostering the growth of financial markets

and effectively managing Internet finance's effects. This essay will examine the impact of Internet financing on commercial banks' profitability from three perspectives: liabilities

assets

and intermediary business

and it will present appropriate plans for the growth of commercial banks in the future.

关键词

Keywords

Internet financeCommercial banksProfitability

references

Jin T. Discussion on the impact of internet finance on the profitability of commercial banks[J]. Shangqing, 2018(39): 76, 113.

Zhong W Y, Liu K F. Research on the impact of internet finance on the profitability of commercial banks[J]. Old Brand Marketing, 2022(6): 114–116.

Zhao X L. The impact of internet finance on the intermediary business of commercial banks[J]. Cooperative Economy and Technology, 2021, 16: 58–60.

Ma F M. Research on the impact of internet finance on the profitability of commercial banks[J]. Master Dissertation of Shandong University, 2019, 9: 84.

Wang J. Research on the impact of internet finance on the profitability of commercial banks[J]. Modern business trade industry, 2021, 42(3): 96–97.

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