In the context of the rapid development of the digital economy

big data technology has provided a new path for enterprise financial risk early warning.This paper focuses on the construction of enterprise financial risk early warning models under the background of big data

elaborates on the value implication of model construction

and puts forward specific and implementable construction strategies from three core aspects: the construction of a multi-dimensional indicator system

the integration and optimization of AI algorithms

and the establishment of a dynamic iterative management and control mechanism.It solves practical problems such as insufficient model accuracy and imperfect mechanisms

realizes accurate early warning and effective control of financial risks

provides theoretical and practical reference for enterprises to improve their financial governance level and achieve stable development

and helps enterprises avoid risks and enhance their core competitiveness in a complex market environment.