This paper focuses on the innovative and intensive operation model of intelligent cloud operation in the banking industry. Under the wave of digital transformation

it explains in detail the connotation of breaking through traditional limitations and realizing cross-institutional and cross-level processing. An in-depth analysis of the background of the model is carried out

emphasizing the urgency of addressing the challenges of business centralization. The construction of the intelligent cloud operation system is comprehensively introduced

including management mode

division of authority

assessment system and other key elements. Through the comparison of actual data

the model visually demonstrates the remarkable results it has achieved in terms of emergency response and operational efficiency. At the same time

the limitations of the model are analyzed objectively

and prospective ideas for future construction are proposed. The study shows that the intelligent cloud operation model opens up a new path for the development of the banking industry

and is of great significance for improving operational capability and market competitiveness.