The Impact of Work-Related Injury Insurance on Gig Workers' Retention Intention

Yixin Zhang

doi:10.47297/wspdecWSP2515-797315.20250911

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The Impact of Work-Related Injury Insurance on Gig Workers' Retention Intention

Volume 9, Issue 11

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The Impact of Work-Related Injury Insurance on Gig Workers' Retention Intention
The Impact of Work-Related Injury Insurance on Gig Workers' Retention Intention
Tianjin Agriculture University, Tianjin, 300000, China
Vol. 9, Issue 11, Pages: 76-83(2025)
Published：30 November 2025
DOI：10.47297/wspdecWSP2515-797315.20250911
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Zhang Yixin.The Impact of Work-Related Injury Insurance on Gig Workers' Retention Intention[J].Development Economics of China,2025,09(11):76-83.
DOI：

Zhang Yixin.The Impact of Work-Related Injury Insurance on Gig Workers' Retention Intention[J].Development Economics of China,2025,09(11):76-83. DOI： 10.47297/wspdecWSP2515-797315.20250911.

摘要

Abstract

As the gig economy expands

workers like food delivery riders and freight drivers face high risks

low stability

and inadequate work-related injury insurance. Using 2025 data

this study explores how platform insurance affects their retention intention

incorporating occupational safety's mediating role and industry risk differences. A survey of food delivery

freight

and domestic service workers

paired with statistical and regression analyses

tested relevant models. Results show insurance significantly boosts retention

with occupational safety fully mediating this link; the impact is stronger in high-risk industries. This study enriches gig economy labor security theory and guides platforms and governments in refining policies.

关键词

Keywords

references

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Duggan J , Sherman U , Carbery R , McDonnell A . Algorithmic management a nd app-work in the gigeconomy: A research agenda for employment r elations and HRM [J ] . Human Resource Management Joumal , 2020 . 30 ( 1 ), 114 - 132 .

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Stefanot , The rise of the just-in-time workforce : Ondemand work , c rowdwork , and labor protection in thegig-economy . Comparative Labo r Law & Policy Journal . 2016 . 37 ( 3 ): 471 - 504 .

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