In the case of flight delay insurance claims

there is still controversy over whether the perpetrator

who took advantage of the high probability of flight delays

may have purchased insurance multiple times without actually boarding the plane and obtaining significant property benefits

constitutes a criminal offense. The essence of flight delay insurance is to compensate for the inconvenience and losses caused by flight delays through risk transfer and economic compensation. In this case

flight delays are objective facts

and if there are delays

compensation should be made. In addition

the act of exploiting loopholes in flight delay insurance to obtain major insurance claims is an individual subject's behavior

rather than a universal behavior

and the criminal law's conviction and punishment lack rationality and necessity. This article believes that based on the understanding of the principle of modesty in criminal law

behaviors that can be adjusted by civil law and administrative law should not be blindly intervened in criminal law for adjustment. This profit-making behavior actually belongs to the act of archery in civil law

which is a legitimate civil act and does not require criminal law intervention. To regulate

loopholes can be patched up by improving the relevant systems of insurance companies

and such behavior can be avoided by improving the Insurance Law.