the benefit docking rules of endowment insurance centering on the basic endowment insurance for urban workers include the vertical rules of deemed payment

supplementary payment

extended payment and the horizontal rules of mutual transfer between the basic endowment insurance and urban and rural residents. The current pension insurance interest docking rules damage the interests of enterprise workers with strong liquidity. The benefits of oldage insurance are related to the material basis of workers’decent life after retirement

and have the nature of constitutional property rights. Therefore

legislators should not make rules that infringe on workers’benefits of old-age insurance. Due to the diversification of China's employment system and the long-term policy operation of endowment insurance system

we can establish the property right nature of endowment insurance benefits by means of the national overall planning of basic endowment insurance.