The Application of Big Data in the Credit Business of Small and Micro Enterprises in Commercial Banks

Huiwen Xiao

doi:10.47297/wspciWSP2516-252718.20220601

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The Application of Big Data in the Credit Business of Small and Micro Enterprises in Commercial Banks

6卷第1期

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The Application of Big Data in the Credit Business of Small and Micro Enterprises in Commercial Banks
The Application of Big Data in the Credit Business of Small and Micro Enterprises in Commercial Banks
Chengdu Economic Development Academy (Chengdu Economic Information Centre)
2022年6卷第1期页码：109-113
纸质出版日期： 2022 ，
DOI：10.47297/wspciWSP2516-252718.20220601
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Huiwen Xiao. (2022). The Application of Big Data in the Credit Business of Small and Micro Enterprises in Commercial Banks. 创意与创新（英文版）, 6(1), 109-113.

HUIWEN XIAO. (2022). The Application of Big Data in the Credit Business of Small and Micro Enterprises in Commercial Banks. Creativity and Innovation, 6(1), 109-113..
Huiwen Xiao. (2022). The Application of Big Data in the Credit Business of Small and Micro Enterprises in Commercial Banks. 创意与创新（英文版）, 6(1), 109-113. DOI： 10.47297/wspciWSP2516-252718.20220601.

HUIWEN XIAO. (2022). The Application of Big Data in the Credit Business of Small and Micro Enterprises in Commercial Banks. Creativity and Innovation, 6(1), 109-113.. DOI： 10.47297/wspciWSP2516-252718.20220601.

摘要

Abstract

The innovation of this paper lies in that it takes China Construction Bank as the main research object and adopts SWOT analysis method to analyze the credit business of small and micro enterprises under big data

which is analyzed from the perspective of innovation. China’s banks have traditional management mode and cannot make substantive innovation

which is also the main reason for the problems of traditional commercial banks

and they cannot achieve good cooperation with small and micro enterprises. This paper focuses on the study of the credit business of small and micro enterprises of commercial banks based on big data.

关键词

Keywords

Big dataCommercial bankSmall and micro credit business

references

Jin P S , Zhu Z , Shen L Z . “Application of Fusion Big Data Architecture in Large Commercial Bank’s Data Analysis Platform”[J]. Computer Systems & Applications, 2018.[2] Xue D , Coltd I S . “A Commercial Bank’s Perspective on Fusion of Material,Information and Capital Flows in Age of Big Data”[J]. Logs Technology, 2014.[3] Pang S , He Y , Li W . The Intelligent Control Model and Application for Commercial Bank Systems Emergence under Risk Status Based on Big Data[C]// International Conference on Computational Intelligence & Security. IEEE, 2016.