Despite both "cash" and credit card as "support card" behaviours have different structures; both should have the same evaluation assessment criminal law. If cash-out activities are being charged for processing fees

this may constitute the crime of illegal business. Pre- paid debit cards and mortgage cards are considered as "credit cards" in terms of criminal law. They can be applied under "Explanation of Several Issues Regarding the Specific Application of Laws in Handling Criminal Cases hat Hinder Credit Card Management" in the first paragraph of Article 7 about credit card "cash-out" of the "credit card". The judicial interpretation of credit card cash-out is aimed at "other illegal business activities that seriously disrupt market order"

rather than "illegally engaging in capital settlement business". To achieve illegal possession

cardholders use POS machines to cash-out for themselves

these malicious overdrafts constitute a crime of illegal operation and a crime of credit card fraud. If a cardholder uses a POS machine to cash out for himself

and then maliciously overdrafts for the purpose of illegal possession

it is a crime of conversion

constitutes a crime of credit card fraud

and no longer constitutes a crime of illegal operation.