With the accelerated transformation of traditional agriculture to modern agriculture

farmers are increasingly divided internally

the contradiction between farming family operation and modern agricultural scale development is highlighted

and the organic connection between farmers and modern agricultural development becomes the proposition of the times. Agricultural insurance has a crucial impact on agricultural economic growth

and can effectively disperse the risk of agricultural disasters to farmers' industries and enhance the expansion of agricultural industry development scale. At the same time

the underwriting role of agricultural insurance has an irreplaceable role in promoting the transformation of small farmers

who have been confined by small farmers' ideology for a long time

into modern farmers and completing the connection between small farmers and modern agriculture. In this paper

from a brief discussion on the organic linkage between small farmers and modern agriculture and agricultural insurance

to a shallow analysis of the functional positioning and realization path of agricultural insurance in the process of linkage.