The Role of Digital Inclusive Finance in Promoting Rural Industries in China: A Case Study of the Huinong e-Loan Supporting Chili Farming in Rucheng County

Yuxuan Li

doi:10.47297/wspdecWSP2515-797318.20250905

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The Role of Digital Inclusive Finance in Promoting Rural Industries in China: A Case Study of the Huinong e-Loan Supporting Chili Farming in Rucheng County

9卷第5期

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The Role of Digital Inclusive Finance in Promoting Rural Industries in China: A Case Study of the Huinong e-Loan Supporting Chili Farming in Rucheng County
The Role of Digital Inclusive Finance in Promoting Rural Industries in China: A Case Study of the Huinong e-Loan Supporting Chili Farming in Rucheng County
Business school, UNSW Sydney, Sydney NSW, 2052, Australia
2025年9卷第5期页码：90-94
纸质出版日期：2025-05-31
DOI：10.47297/wspdecWSP2515-797318.20250905
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(2025). The Role of Digital Inclusive Finance in Promoting Rural Industries in China: A Case Study of the Huinong e-Loan Supporting Chili Farming in Rucheng County. 发展经济学, 9(5), 90-94.

Li Yuxuan.The Role of Digital Inclusive Finance in Promoting Rural Industries in China: A Case Study of the Huinong e-Loan Supporting Chili Farming in Rucheng County[J].Development Economics of China,2025,09(05):90-94.
(2025). The Role of Digital Inclusive Finance in Promoting Rural Industries in China: A Case Study of the Huinong e-Loan Supporting Chili Farming in Rucheng County. 发展经济学, 9(5), 90-94. DOI： 10.47297/wspdecWSP2515-797318.20250905.

Li Yuxuan.The Role of Digital Inclusive Finance in Promoting Rural Industries in China: A Case Study of the Huinong e-Loan Supporting Chili Farming in Rucheng County[J].Development Economics of China,2025,09(05):90-94. DOI： 10.47297/wspdecWSP2515-797318.20250905.

摘要

Abstract

Digital inclusive finance—an emerging model of financial services—offers new opportunities to address rural financing constraints and foster industrial development in rural areas. This paper takes digital inclusive financial products as a point of departure to examine their practical role in achieving the objective of "enhancing the rural financial service system" outlined in the 14th Five-Year Plan

and to analyze their contribution to rural industrial revitalization. Utilizing a combination of case study

theoretical analysis

and comparative analysis methods

this study focuses on the implementation of the Agricultural Bank of China's Huinong e-Loan in Rucheng County

Chenzhou City

Hunan Province

with particular attention to its effects on the county's specialty chili cultivation industry. Results indicate that the Huinong e-Loan program has had a positive impact on alleviating farmers' financing difficulties and promoting industrial growth.

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Keywords

references

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