Research on the Integration of Ideological and Political Education and Legal Education in College Students' "Campus Loan" Risk Prevention

Pengchuan Ge

doi:10.47297/wspciWSP2516-252701.20250904

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Research on the Integration of Ideological and Political Education and Legal Education in College Students' "Campus Loan" Risk Prevention

Volume 9, Issue 4

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Research on the Integration of Ideological and Political Education and Legal Education in College Students' "Campus Loan" Risk Prevention
Research on the Integration of Ideological and Political Education and Legal Education in College Students' "Campus Loan" Risk Prevention
Sichuan University of Science and Engineering, Deyang, Sichuan, 618500, China
Vol. 9, Issue 4, Pages: 7-10(2025)
Published：30 August 2025
DOI：10.47297/wspciWSP2516-252701.20250904
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Ge Pengchuan.Research on the Integration of Ideological and Political Education and Legal Education in College Students' "Campus Loan" Risk Prevention[J].Creativity and Innovation,2025,09(04):7-10.
DOI：

Ge Pengchuan.Research on the Integration of Ideological and Political Education and Legal Education in College Students' "Campus Loan" Risk Prevention[J].Creativity and Innovation,2025,09(04):7-10. DOI： 10.47297/wspciWSP2516-252701.20250904.

摘要

Abstract

With the rapid development of Internet finance

while "campus loans" meet the financing needs of some college students

they have also triggered a series of financial risks

legal disputes

and social problems. Currently

a single risk prevention method is difficult to cope with the complexity of campus loans

and there is an urgent need to build a collaborative mechanism integrating ideological and political education and legal education. By analyzing the manifestations and causes of college students' campus loan risks

this paper explores the complementarity of ideological and political education and legal education in risk prevention

and proposes paths and strategies for their integration

aiming to provide a theoretical reference for improving college students' risk prevention capabilities and building a healthy campus financial environment.

关键词

Keywords

references

Ideological and Political Work Department of the Ministry of Education. Research on Reform and Innovation of Ideological and Political Education in Colleges and Universities in the New Era [M]. Beijing: Higher Education Press, 2022.

Wang Liming. Understanding and Application of the Contract Volume of the Civil Code [M]. Beijing: China Legal Publishing House, 2021.

Zhang Weiying. Research on College Students' Consumption Behavior and Value Changes [J]. Youth Research, 2022 (3): 45-53.

Civil Trial First Tribunal of the Supreme People's Court. Analysis of Typical Cases of Campus Loan Disputes [J]. People's Judiciary, 2023 (12): 23-28.

Li Jianguo. Theoretical Basis and Practical Path of Integrating Legal Education and Ideological and Political Education [J]. China Higher Education, 2021 (8): 36-39.

China Internet Network Information Center. Report on College Students' Online Lending Behavior (2023) [R]. Beijing: China Internet Network Information Center, 2023.

Chen Baosheng. Promoting In-depth Integration of Ideological and Political Education and Professional Education [J]. Educational Research, 2020 (5): 12-18.

China Banking and Insurance Regulatory Commission. Notice on Further Regulating College Students' Internet Consumer Loans [Z]. 2021-06-10.

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